A Comprehensive Guide on Paying for Home Care

Nest & Care is a renowned provider of in-home care in Montgomery County, MD and we understand how financially straining it can be to seek out the best long-term care solutions for your loved ones. We want to make sure your aging family member is able to live a dignified and independent life at home through quality non-medical care. 

It’s important for you to know that while it is necessary for your senior or disabled loved one’s safety, comfort, and convenience, non-medical home care isn’t normally covered by Medicare or private health insurance. In light of this, families must plan ahead of time to ensure that home care solutions are properly funded. 

Here are some of the ways you can pay for home care:

  • Private Pay.
    This option is usually the most common way to pay for home care solutions. However, you may want to work with a financial advisor who can formulate an effective plan to pay for your loved one’s long term care needs. If you decide to create a plan with the family, there are plenty of resources to help you find the most suitable and affordable care arrangement. 
  • Long Term Care Insurance.
    Seniors in need of in-home care solutions can greatly benefit from long-term care insurance. However, it’s important to get a full grasp of your loved one’s policy and the services it covers, so make sure to work closely with the insurance provider.
  • Veteran’s Aid.
    If your loved one happens to be a military veteran or the spouse of one, then they may qualify for Veteran’s Aid as a way to pay for selected home care solutions. 
  • Medicaid.
    Depending on your income situation, you might be qualified to turn to Medicaid as an option to pay for the costs of home care and other long-term care solutions. Make sure to check out the eligibility requirements in your state.

If you or a loved one is in need of quality home care solutions in Silver Spring, MarylandNest & Care assures that you would be able to fund them using the above options.

How did you pay for a loved one’s long-term home care? Please share your insights in the comment section. 

Nest & Care is a dedicated in-home care in Montgomery County, MD. We provide service in Rockville, Bethesda, Silver Spring, and its neighboring communities. If you’re looking for a dedicated and professional caregiver who can help a loved one for their daily needs, Nest & Care can help. We carefully match each client with the best caregiver and formulate an individualized plan that best suits the family’s needs and goals. Excellent service to our clients and families is of paramount importance to us. Call us today for your free in-home assessment by a Nest & Care Registered Nurse.